Loan Modification Clinics and fake Hope for Homeowners SCAMS H2H.
Date: Friday February 13, 2009Posted in: Credit Loans, Economics, Politics, Real Estate, finance, legal stuff, scams
Last Month I went to a so called Loan Modification clinic and they told me that they could help me to get my principal forgiven off of my failed investments mortgage. They told me all that I had to do was pay them $3000 up front and they would help me out in less than 3 months. If it took them longer I only had to pay them $600 per month. They told me not to worry and that their lawyers would protect me. They also told me to keep renting the house, but to stop paying the mortgage.
Well this seemed too suspicious for me and I choose not to do it. But what surprises me is that their office was full of lots of people in the waiting room. It looked like a hospital emergency room. I saw lots of less fortunate and probably less educated people, who were there with the hope to having their mortage problems miraculously resolved.
I will not mention the name of this place, because maybe their system actually works and then I would be accused of defamation. Also they claim to be lawyers so I do not want to get sued either. They seem to do a lot of radio and TV advertising too, so who knows maybe they know something that I do not.
The reason I did not trust them is because they told me that I qualified for the Hope for Homeowners program and that they could almost guarantee me that they were going to get me a reduction of over $100,000 from my principal and reduce my interest rate to 3.5 percent fixed for 2 years. As far as I have read and researched. No banks are yet participating in that H2H - Hope for Homeowners program and also it is not a program that applies to investment homes.
If somebody has proof to the contrary I would like to know this. In the meantime I am going to try to take this up on my own. I am going to skip a few payments and then ask my bank for a deed in lieu of foreclosure. The way I see it, I have no other chocie. The Financial Bailout is for the Banks and not for us homeowners.
Now there is one final request and I hope my new president can help with this. Since so many people are loosing their jobs. We need to make a new law that prohibits employers from not hiring people with a foreclosure on their credit reports.
Website Design and Hosting. Expanding my business skills to keep busy in a slow economy
Date: Thursday February 5, 2009Posted in: Computer IT, Economics, Money making, Technology
I am getting ready to add some new posting to this Blog. I have been in hiding ever since the Election is over. I just want to wait and see if our economy improves. So what I have had to do is expand my skill set and this way I find more work, just in case one area of service is slow, another one may be busy.
With this new attidude for 2009, so far my economy has not been that bad. While some people are complaining that their business is so slow, I just keep myself busy doing a diversity of freelance business in several areas, but all at the same time. I have become a jack of all trades. As long as all my skills are technolgy related, I can master them all.
I do Computer Repairs and networking - This has been my main business for years, and it is also my career. But recently I have added some website creation and hosting to this business. And now I have expanded my business and skills into some other areas too.
My main 2 main websites, I have had for several years are: Movicomp Services and also this Blog - Blogsomebody. At the same time and when computer work is slow, I also manage a moving services and moving broker business. People are always moving and I have several guys that do the labor for me.
But now this new year, I also made 2 new websites. One of them is for a customer and the other one is for another new business that I have found and enjoy.
1) Anita Screen - http://www.anitascreen.com - They build and repair aluminum structures, screen patios, pool enclosures, hurricane shutters and anything else that has to do with screens, aluminum and outdoor living.
2) High Tech Installations: - http://www.htinstallations.com - I professionally install Flat Panel TV’s, Plasmas and lots of other High Tech equipment including home audio video and computers. I also do many other High Tech home repairs and installations for any homes or business in South Florida.
I recently got a whole bunch of new tools and I have already installed 8 TV’s in January alone, so I am on a roll in this new business.
