Blog Somebody

We have a problem, especially in South Florida where home owners insurance is become very expensive. The reason is a combination of several factors. Not only are we getting more tropical storms and hurricanes, we are also getting more cases of insurance fraud, which the big insurance companies cannot really prove. They also have poor planning as to what they do with all of the money we pay in premiums. I bet it is a lot more that they have to pay in claims. But here is an idea that if approved could help save certain homeowner lots of money.  They should invent a type of policy that only pays for repairs and not replacement. This policy should be less expensive, but bank should still allow more frugal homeowners to use it. Second they need to reward homeowners like myself, who prepared well before the storm, so I had little damage and never filed any claims!